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Govern every AI decision

The Missing Layer in Agentic AI: Governance

Juan Petter – Founder, ARF · ex‑NetApp
🔐 You stay in control – we escalate, not replace
>$100k
typical loss per silent AI incident
~70%
agentic AI projects fail in production
54/54
pressure tests passed
🔒 Deterministic 📜 Audit trail ⚡ <50ms 🌐 Air‑gap ready

⚠️ The Problem – Real failures, one missing layer

✈️ Air Canada (2022)

  • Customer asked about bereavement fares.
  • Chatbot invented a discount policy.
  • Airline was held liable.
📌 Lesson: AI output becomes organisational liability.

🌩️ Cloudflare (Feb 2026)

  • A single configuration change propagated.
  • 1,100 customer prefixes withdrawn.
  • Multi‑hour global outage, >$10M in SLA credits.
📌 Lesson: Sophisticated systems still fail when actions are insufficiently governed.

💀 PocketOS (April 2026)

  • Autonomous coding agent had root API token.
  • In 9 seconds, deleted production DB + backups.
  • 3 months of customer data lost.
📌 Lesson: Autonomy without governance increases blast radius.
📌 Same pattern: insufficient control before action. Capability ≠ Control.
“The real problem is not capability — it is control.”
📊
Evaluate risk
Bayesian risk scoring
🔗
Bound autonomy
Escalate, not auto‑execute
📜
Auditability
Cryptographic trail
⚖️
Stability
Uncertainty‑aware
⚡ ARF converts probabilistic AI outputs into deterministic, auditable decisions
🎯 Bayesian risk scoring⚡ Expected‑loss decisioning 🧠 Bounded memory🔁 Calibrated escalation

🔧 The Solution: ARF Governance Layer

🗂️
1. Check Memory
Similar failures flagged
📈
2. Risk Score
Bayesian probability of failure
⚠️
3. Expected Loss
Catastrophic → ESCALATE
📜
4. Audit Trail
Signed, timestamped decision
🔒 Deterministic risk scoring🔗 Bounded autonomy (escalation) 📜 Cryptographic audit trail🧠 Operational memory
“You wouldn't give a junior engineer root access without guardrails. Why give it to an agent?”

🧠 Bayesian risk engine – how it works

🔄
Online learning
Every outcome updates the risk estimate – fast & lightweight
🗂️
Hierarchical memory
Sparse categories borrow strength – no cold start
📈
Offline deep model
Trains on time, role, environment – catches subtle risks
⚖️
Weighted fusion
Blends all sources – more data = more weight on deep model
🎯
Calibrated confidence
1% predicted risk = 1% actual failure (54/54 tests)
📊 54/54 pressure tests passed – edge cases, concurrency, large‑scale data

🔒 Deterministic. Offline. Auditable.

// Example audit trail entry (real format from HealingIntent schema) { "decision_id": "arf-20260604-143022-9a3f", "timestamp": "2026-06-04T14:30:22Z", "agent_action": "delete_prod_snapshot", "risk_score": 0.94, "expected_loss": 48000, "policy_evaluation": "escalate", "audit_hash": "sha3-256:7f83b1657ff1fc53b92dc18148a1d65dfc2d4b1f..." }

📈 The Outcome & Where We Fit

No silent failures
Every decision evaluated before execution
📜 Auditable compliance
Ready for EU AI Act, NIST
💰 Cost avoidance
Pay only when we save you money
100%
determinism (54/54 tests)
<50ms
decision latency

🎯 Industry‑Agnostic Governance

Cloud Infrastructure Financial Services Healthcare Legal & Compliance E‑commerce Energy Logistics

💰 Hybrid Pricing Model

  • Fixed fee – deployment, maintenance, training your internal teams
  • Plus either: retainer OR outcome‑based (you pay a % of loss avoided)
  • No surprises – we succeed only when you do

🎮 Live demo: See ARF in action

Load a real scenario – Air Canada, Cloudflare, or PocketOS – and see how ARF would have decided.

QR to risk demo

🚀 Where we are

  • Proven determinism – 54/54 pressure tests, consistent outputs across environments.
  • Founder‑led onboarding – I work directly with every pilot. No salespeople, just engineers.
  • Whitepaper ARF v4.0 – open specification (weeks away).
  • Designed for compliance‑ready environments – SOC2, ISO 27001, GDPR-aligned workflows.
  • Pilot‑first deployment – time‑limited access, outcome‑based pricing after evaluation.
Trusted decision infrastructure for AI‑driven operations.

❓ FAQ

⚡ Latency?
<50ms – faster than human review.
🔒 Data privacy?
Runs on‑prem / VPC – no data leaves your environment.
🎮 Can agents game the system?
No – we track historical accuracy; lying backfires.
👥 Does ARF replace humans?
No – escalates when uncertain. You stay in control.
🔐 How to get access?
Pilot request at arf-ai.com/signup or juan@arf-ai.com.

🎯 For decision makers (CTO, VP Eng, Head of AI)

You're responsible for production reliability, compliance, and team efficiency. ARF gives you:

  • 📊 Real‑time risk visibility before agents act
  • 📜 Audit trails ready for regulators (EU AI Act, NIST)
  • 🧠 Operational memory – agents learn from past mistakes
  • 💰 Predictable hybrid pricing – fixed deployment + outcome‑based upside
🔥 Limited pilot spots for Q3 2026 – founder‑led onboarding, no cost for qualified teams.
Request pilot access → arf-ai.com/signup
✉️ Or email me directly: 📋 juan@arf-ai.com
QR to pilot signup

📋 After you request access

  • 📬 I personally review every application within 48 hours.
  • 📞 30‑min call to understand your use case, scale, and compliance needs.
  • 🔐 NDA available – protect your context before we talk details.
  • 🧪 If it's a fit → pilot sandbox, no cost, no obligation.
  • ⚙️ We deploy fixed‑fee first, then outcome‑based or retainer – your choice.
  • 📈 Test on a non‑critical workflow, prove value, then expand.
  • 🤝 Ongoing founder support throughout the pilot and beyond.

🙏 Thank you

“I've been paged at 2am. ARF is the governance layer I wish I had.”

— Juan Petter

Collaborators

Shageenth Sandrakumar  ·  Mainak Roy (Singha)  ·  Shantanu (Shanta) Sharma, PhD

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Presentation

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Request Pilot Access

📬 Q&A – I'll be by the sponsors area. Let's discuss your use case.